Mortgage Blog

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3 Steps to get a Loan Pre-Qualification

By Chris Gonzalez | November 18, 2019

When you first decide you are ready to buy a home it’s tough understanding what steps are needed to get started.  Having the right professionals to guide you and walk you each step of the process is crucial.  Your Real Estate Agent should have a good idea of what steps are needed and who can […]

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4 Ways to Manage Your Home’s Equity

By Chris Gonzalez | March 5, 2019

Looking at your Home’s Equity with purpose

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The Hidden Cost of Renting

By Chris Gonzalez | February 26, 2019

A look at the numbers and the real cost of missed opportunity when waiting to purchase a home.

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Evaluating a Down Payment Assistance Program

By Chris Gonzalez | February 3, 2019

Down Payment Assistance Programs: What you should know

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Creative thinking saves Client $200k

By Chris Gonzalez | January 28, 2019

A scenario where we went outside-the-box.

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Mortgage Planning – 2-1 Buy Down can save for the future

By Chris Gonzalez | November 19, 2018

Many new products and programs have come down into our product offerings at All Western Mortgage.  With some of the new products we now offer, we can approach our clients with better solutions for their home mortgage when they are buying a home.  In this blog, I go over a unique product called a 2-1 […]

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Should I stay or Should I Go

By Chris Gonzalez | October 19, 2018

If you’re like me, you maybe heard the song “Should I stay or Should I Go” from the Netflix series Stranger Things and felt cool reflecting 1980’s nostalgia.  It can feel like late 2000’s nostalgia with the housing market; home values and interest rates are on the rise with a looming recession in a year […]

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Homebot: Mortgage Reports Just for You

By Chris Gonzalez | October 10, 2018

Tech meets Mortgages It’s no secret that people are turning to their smartphones and technology to guide them with information and decisions.  The Real Estate industry is littered with technology to give you the most updated data feeds on the housing market and your home’s value.  But what about technology tailored for your actual mortgage […]

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Part 1 of 2 – Intro to Renovation Loans

By Chris Gonzalez | September 20, 2018

Still searching for a home?  Try this instead Buy any home and renovate it before you move in In a Seller’s market, inventory of homes for sale is low with the demand for housing high.  Buyers often find themselves taking a long time to find their perfect home and most of the time, settle on […]

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Housing is Strong going into 2019

By Chris Gonzalez | August 29, 2018

A recent headline in California suggested that home purchases are slowing down and values are expected to crumble soon.  You can read the article here.  This quite simply is not true and while California has been a predictor for the housing markets in the past, there are new regulations and conditions which determine the strength […]

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